01 — Equity Reporting
Equity & MF Calculation
We consolidate data from multiple brokers (Zerodha, Upstox, Groww, etc.) and CAMS/Karvy statements to calculate precise LTCG and STCG with grandfathering.
📈 Investment Taxation Specialist
Capital Gains Reporting —
Precise, Accurate & Optimized
Precise calculation of capital gain from stocks, mutual funds, real estate, and other assets. Optimize your capital gains tax liability with expert guidance and 100% accurate reporting in your ITR.
10,000+Gains Calculated
25+Asset Types
4.9★Client Rating
₹1,499Starting Fee
Is This For You?
Who Needs Professional Capital Gains Reporting?
Capital gains reporting can be complex due to varying tax rates and indexation benefits. Professional help is essential if you have any of the following:
Equity & Mutual Fund Investors
If you trade in shares or invest in mutual funds, you need accurate LTCG/STCG calculations with grandfathering benefits for pre-2018 investments.
Real Estate Sellers
Selling a house or land involves complex indexation, improvement cost adjustments, and Section 54 series exemptions to minimize tax.
Crypto & VDA Traders
Reporting gains from Virtual Digital Assets (Crypto, NFTs) at the flat 30% tax rate is mandatory and requires specialized reconciliation.
Gold & Bond Sellers
Gains from sovereign gold bonds, physical gold, or corporate bonds have specific tax treatments that need expert handling.
Unlisted Share Holders
Selling shares in startups or unlisted companies attract different tax rates and holding period requirements compared to listed shares.
Foreign Asset Holders
If you hold RSUs, ESPPs, or foreign stocks, you must report gains accurately and claim DTAA benefits to avoid double taxation.
What We Do
Expert Capital Gains Services We Offer
We provide end-to-end support for reporting all types of investment income, ensuring you stay compliant while saving tax.
02 — Real Estate
Property Taxation & Indexation
Full support for property sales, including calculating indexed cost of acquisition, improvement costs, and advising on tax-saving reinvestment options.
03 — Crypto/VDA
Virtual Digital Assets Reporting
Specialized reporting for Cryptocurrency and NFT transactions, ensuring compliance with the 30% tax rule and proper disclosure in Schedule VDA.
04 — Exemptions
Section 54 series Exemptions
Expert guidance on saving tax by investing in a new house (Section 54/54F) or 54EC bonds (NHAI/REC) and using the Capital Gains Account Scheme (CGAS).
05 — Loss Management
Loss Set-off & Carry Forward
Strategically setting off current year losses against gains and ensuring all remaining losses are carried forward for future tax benefits.
06 — Compliance
AIS/TIS Reconciliation
We reconcile your reported gains with the Annual Information Statement (AIS) and Taxpayer Information Summary (TIS) to prevent income tax notices.
Comprehensive Guide to Capital Gains Tax in India (2024–25)
Navigating the landscape of Capital Gains Tax in India requires a deep understanding of the Income Tax Act, 1961. Whether you are a seasoned investor or a first-time home seller, the tax implications of your transactions can significantly impact your net returns. Capital gains are the profits earned from the sale of a "capital asset." These assets include everything from real estate, gold, and stocks to unlisted shares and digital assets like cryptocurrency.
1. Defining Capital Assets and Capital Gains
Under the Indian tax laws, a "capital asset" is defined broadly. It includes property of any kind held by an assessee, whether or not connected with their business or profession. A Capital Gain arises when you sell these assets for more than what you paid for them. If the selling price is lower than the purchase price, it results in a Capital Loss.
2. Classification: Short-Term vs. Long-Term
The "holding period" determines whether a gain is classified as Short-Term Capital Gain (STCG) or Long-Term Capital Gain (LTCG):
- Equity Shares & Equity MFs: 12+ months is Long-Term; less is Short-Term.
- Unlisted Shares & Property: 24+ months is Long-Term; less is Short-Term.
- Debt MFs (purchased after April 1, 2023): Always taxed as Short-Term regardless of holding period.
3. Current Tax Rates (FY 2024-25 / AY 2025-26)
Following the Union Budget 2024, there have been pivotal shifts in how these gains are taxed:
- Equity LTCG: 12.5% on gains exceeding ₹1.25 Lakh (increased from 10%).
- Equity STCG: 20% (increased from 15%).
- Real Estate LTCG: 12.5% without indexation (Option for 20% with indexation for assets acquired before July 23, 2024).
- Property STCG: Taxed at your applicable income tax slab rates.
4. Strategies to Save Tax: Exemptions under Section 54
The Indian government provides several avenues to reinvest your capital gains and save on tax liability:
- Section 54: Sell a house, buy another residential house.
- Section 54F: Sell any asset (gold/shares), invest in a residential house.
- Section 54EC: Invest LTCG from property in notified bonds (NHAI/REC) within 6 months.
- CGAS: Deposit gains in a Capital Gains Account Scheme if you haven't bought a property by the ITR due date.
5. Handling Capital Losses
It's not always a profit. Understanding how to "set off" and "carry forward" losses is vital:
- Short-Term Capital Loss (STCL): Can be set off against both STCG and LTCG.
- Long-Term Capital Loss (LTCL): Can ONLY be set off against LTCG.
- Carry Forward: Losses can be carried forward for 8 consecutive years if ITR is filed on time.
Our Strategy
Our Simple 5-Step Reporting Process
We use a technology-driven approach combined with expert CA oversight to ensure 100% accuracy and maximum tax savings.
1
Data Aggregation
We consolidate data from multiple brokers, CAMS, and sale deeds into a single unified view.
2
Cost Optimization
Applying indexation, grandfathering (Jan 31, 2018), and improvement costs to minimize taxable gains.
3
Exemption Planning
Identifying all applicable exemptions under Section 54, 54F, and 54EC to legally reduce your tax.
4
ITR Preparation
Ensuring Schedule CG and Schedule OS are filled with 100% accuracy in the correct ITR form.
5
Validation & Filing
Double-checking every entry against your AIS/TIS before final submission to the IT Department.
Checklist
Documents Required for Capital Gains Reporting
Having your documents ready makes the calculation process fast. Here's a comprehensive checklist.
Broker Statements
Consolidated Realised Gain Statement from your brokers (Zerodha, Upstox, etc.).
Mutual Fund CAS
Consolidated Account Statement from CAMS/Karvy for all your mutual fund holdings.
Sale & Purchase Deeds
Registration documents for property sales showing dates and values.
AIS / TIS
Annual Information Statement from the IT portal to ensure data reconciliation.
Transparent Pricing
Simple, Asset-Based Pricing
Choose the plan that matches your investment profile.
Capital Gains Reporting
Starting at ₹1,499
Per Financial Year · Expert CA Review · 100% Online
- Equity / MF (Up to 50 trades): ₹1,499
- Equity / MF (Unlimited): ₹2,499+
- Property Sale Reporting: ₹2,999+
- Crypto / VDA Reporting: ₹1,999+
- Foreign Assets / RSUs: ₹4,999+
- Section 54 series exemption planning
- AIS/TIS reconciliation included
Common Questions
Frequently Asked Questions
Answers to help you understand capital gains better.
Is there a basic exemption limit for capital gains?
Yes, if your total income (including capital gains) is below the basic exemption limit, you may not have to pay tax. However, LTCG under Section 112A is taxed once it crosses the ₹1.25 Lakh threshold if there's other income.
How is the sale of inherited property taxed?
For inherited property, the period of holding and cost of acquisition are calculated from the date the original owner purchased it. You can also claim indexation from the year the original owner acquired it or 2001, whichever is later.
Do I need to pay advance tax on capital gains?
Yes. Since it is difficult to predict capital gains, you are required to pay advance tax in the remaining installments once the gain is realized. No interest under 234C is charged if the tax is paid in the installments falling after the date of the gain.
How are SIPs taxed in Mutual Funds?
Each SIP installment is treated as a separate purchase. Therefore, the holding period for each installment is calculated individually to determine if it is STCG or LTCG.
Can I claim brokerage as a deduction?
Yes, any expenses incurred exclusively in connection with the transfer, such as brokerage, registry charges, and legal fees, can be deducted from the full value of consideration.