Managing Indian taxes from the USA, UK, UAE, Canada, or anywhere in the world? Our Chartered Accountants handle everything — ITR filing, DTAA benefits, TDS refund, FEMA compliance, and foreign asset reporting. No India visit needed.
Is This For You?
You are required to file an Indian Income Tax Return if your Indian-sourced income exceeds the basic exemption limit. Here are the most common situations.
If you own property in India and earn rent from it, TDS is deducted at 30%. You must file an ITR to report this income and potentially claim refunds under DTAA.
Sold mutual funds, shares, or property in India? Capital gains are taxable in India for NRIs, and specific TDS rates apply. ITR filing is mandatory to reconcile these gains.
NRO account interest attracts a 30% TDS. If your actual tax liability is lower due to DTAA benefits or lower income, you can recover the excess through ITR filing.
Receiving a pension, salary, or consulting fee from an Indian employer? This income is taxable in India, and you may need to file an ITR and claim appropriate deductions.
Dividends received from Indian companies are taxable for NRIs. While TDS is deducted at source, you must file an ITR if total taxable income exceeds the basic exemption limit.
Indian ITR filings are often required for home loan applications, visa renewals, or OCI card applications. Stay compliant and avoid last-minute issues.
What We Do
From residential status determination to foreign asset reporting — we cover every aspect of your Indian tax obligations under one roof.
Your tax liability in India depends entirely on whether you are classified as Resident, Non-Resident Indian (NRI), or RNOR. We analyse your stay in India using Section 6 of the Income Tax Act to determine the correct status.
We file the correct Income Tax Return form for NRIs — ITR-2 for income from house property, capital gains, and other sources, and ITR-3 for those with business or professional income from India.
India has DTAA agreements with 90+ countries. We help you correctly invoke the relevant DTAA article to avoid paying tax twice on the same income. We prepare Form 10F and assist with TRC.
Banks and payers deduct TDS at flat rates (30% on NRO interest). If your actual tax liability is lower, we file your ITR to recover the excess TDS as a refund from the Income Tax Department.
Managing NRE/NRO accounts and repatriation involves FEMA regulations. We guide you on permissible limits, required forms (15CA/15CB), and RBI approval requirements.
If you were a Resident at any point during the year, you must disclose all foreign assets in Schedule FA. Non-disclosure attracts severe penalties under the Black Money Act.
India taxes its residents on their global income, but for Non-Resident Indians (NRIs), the tax liability is limited only to income earned or accrued within India. This distinction is crucial, and understanding it correctly forms the foundation of good NRI tax planning. Mistakes in residential status determination can lead to incorrect returns, unexpected tax demands, or missed refund opportunities.
Under the Income Tax Act, 1961, an NRI is taxed only on income that is received or deemed to be received in India, or income that accrues or arises in India. This includes:
Importantly, NRE account interest is fully exempt from Indian income tax. Income earned abroad — salary from a foreign employer, foreign rental income, foreign capital gains — is not taxable in India for NRIs.
NRIs are taxed under the old or new tax regime at slab rates applicable to individuals. However, certain incomes are taxed at flat rates:
NRIs have limited access to deductions compared to resident Indians. While they cannot claim deductions for PPF or NSC, they can still claim:
Tax Status Classification
Your residential status under Section 6 determines which income is taxable in India. Get this wrong, and your entire tax computation can be incorrect.
| Status | Stay Condition | Indian Income Taxable? | Foreign Income Taxable? | Schedule FA Required? |
|---|---|---|---|---|
| NRI | Less than 182 days in India in the FY | Yes | No | No |
| RNOR | Returned to India; NRI for 9 of last 10 years | Yes | Partial | Yes |
| Resident | 182+ days in India in the FY | Yes | Yes | Yes |
Double Taxation Relief
India has active Double Taxation Avoidance Agreements with over 90 countries. If you reside in any of these countries, you may be entitled to reduced or nil withholding tax rates on Indian income.
Regional Expertise
Specialised tax assistance for NRIs residing in the USA, UAE, and UK, ensuring full compliance with both Indian tax laws and local international regulations.
NRIs living in the USA face unique tax challenges due to the complex interplay between the Indian Income Tax Act and the US Internal Revenue Code. Under the India-USA Double Taxation Avoidance Agreement (DTAA), you can claim relief from paying taxes on the same income in both countries. Most US-based NRIs earn income in India through rental properties, NRO account interest, or capital gains from mutual funds and shares. It is vital to correctly report these in your Indian ITR while also fulfilling your US FBAR and FATCA reporting requirements.
Since the US follows a residency-based taxation system, every dollar earned in India must be disclosed in your US tax return. However, the DTAA allows you to claim Foreign Tax Credits (FTC) in the USA for taxes already paid in India. Our experts help you navigate these cross-border complexities, ensuring you maximize DTAA benefits, minimize withholding taxes (TDS), and remain fully compliant with both Indian and US tax laws without any double taxation.
For NRIs residing in the UAE, the tax landscape is particularly favorable due to the absence of personal income tax in the Emirates. However, any income earned or accrued in India—such as rental income, interest on NRO deposits, or gains from Indian investments—remains taxable under the Indian Income Tax Act. The India-UAE DTAA provides significant advantages, especially regarding withholding tax rates. UAE residents can often benefit from reduced TDS rates on interest and dividends by providing a Tax Residency Certificate (TRC) from the UAE authorities.
Many NRIs in Dubai, Abu Dhabi, and other Emirates invest heavily in Indian real estate and equity markets; managing these investments requires careful tax planning to ensure that TDS is not over-deducted. If you have had excess TDS deducted, filing an Indian ITR is the only way to claim a refund. Our team specializes in assisting UAE-based NRIs with residential status determination, DTAA application, and Form 15CA/CB for seamless repatriation of funds back to the UAE.
NRIs based in the United Kingdom must manage their Indian tax obligations while considering the UK's "Arising Basis" or "Remittance Basis" of taxation. The India-UK DTAA is a robust framework that prevents double taxation on income like pensions, rental earnings, and capital gains. For UK residents, the Indian financial year (April to March) differs from the UK tax year (April 6 to April 5), making reconciliation a critical step in tax filing.
If you are a UK tax resident, you are generally taxed on your worldwide income, but the DTAA allows you to offset the tax paid in India against your UK tax liability. Common issues for UK NRIs include claiming treaty benefits on Indian interest income and ensuring that capital gains from Indian shares are reported correctly. We provide comprehensive support for UK-based NRIs, helping with the preparation of Form 10F, obtaining TRCs, and ensuring that your Indian ITR is filed accurately to facilitate smooth tax credit claims with HMRC.
How It Works
Completely online — no visits to India, no physical document couriers. Everything from document collection to ITR submission is handled digitally.
WhatsApp or video call to understand your income profile and filing requirements.
Securely share documents via email or WhatsApp based on our checklist.
Our CA prepares the computation, identifying all applicable deductions and DTAA benefits.
We share a draft for your review. Your approval is mandatory before we file.
We file your ITR and share the acknowledgement. 100% compliance guaranteed.
Checklist
Having your documents ready makes the filing process fast. Here's a comprehensive checklist tailored for NRIs.
PAN is mandatory. Passport copies help determine your residential status accurately.
All NRO/NRE bank account statements showing interest credits and TDS for the FY.
The annual tax statements from the IT portal showing all taxes credited to your PAN.
Rent agreements for Indian property or brokerage statements for capital gains.
Transparent Pricing
No hidden charges. No surprise invoices. One flat fee covers everything.
NRI Tax Filing Package
All-Inclusive · One Financial Year · 100% Online
Common Questions
Clear answers to the most common NRI tax queries.
