Tax Planning
Smart, legal tax strategies that can save you ₹46,800 or more every year — customized for your income and lifestyle.
Key Tax-Saving Strategies
Section 80C
Up to ₹1.5 lakhELSS, PPF, LIC, NSC, EPF, ULIP, home loan principal, tuition fees
Section 80D
Up to ₹75,000Health insurance premium for self, family & parents
HRA Exemption
VariableHouse Rent Allowance for salaried employees in rented accommodation
Home Loan (24(b))
Up to ₹2 lakhInterest on home loan deduction
NPS (80CCD)
Up to ₹50,000Additional deduction over 80C for NPS contributions
80E — Education Loan
Actual interestInterest on education loan (8 years)
80G — Donations
Up to 100%Donations to approved charitable organizations
LTA Exemption
Actual fareLeave Travel Allowance — twice in a 4-year block
Old vs New Tax Regime
Since AY 2024-25, the new tax regime is the default. However, for many taxpayers with significant deductions, the old regime remains more beneficial. Our CAs will calculate your tax under both regimes and recommend the best option for your situation.
| Income Slab | Old Regime | New Regime |
|---|---|---|
| Up to ₹2.5 lakh | Nil | Nil |
| ₹2.5 – 3 lakh | Nil / 5% | Nil |
| ₹3 – 5 lakh | 5% | 5% |
| ₹5 – 6 lakh | 20% | 5% |
| ₹6 – 9 lakh | 20% | 10% |
| ₹9 – 12 lakh | 30% | 15% |
| > ₹15 lakh | 30% | 30% |
Book a Tax Planning Session
Consultation Fee
₹1,999
Credited against filing fee if you proceed